Fetch Pay™ Terms & Conditions

Effective date: June 29, 2021

PLEASE NOTE THAT YOUR PARTICIPATION IN FETCH PAY™ IS SUBJECT TO THE FOLLOWING TERMS, WHICH INCLUDE AND INCORPORATE THE  FETCH REWARDS TERMS OF SERVICE  (“REWARDS TERMS”) TO THE EXTENT THEY ARE NOT INCONSISTENT OR CONFLICT WITH THE BELOW TERMS; IF YOU DO NOT AGREE TO ALL OF THE FOLLOWING, DO NOT PARTICIPATE IN FETCH PAY IN ANY MANNER. THE REWARDS TERMS CONTAIN A MANDATORY ARBITRATION PROVISION AND WAIVER OF CLASS ACTION RIGHTS THAT ARE INCORPORATED IN THESE TERMS. BY AGREEING TO THESE TERMS, YOU AGREE TO THOSE PROVISIONS.

The Fetch Pay™ Program (“Fetch Pay™”) is offered at the sole discretion of Fetch Rewards™, Inc. (“Fetch”). Fetch has the right, in its sole discretion, to modify, add or delete any of the Fetch Pay™ rules, terms, conditions, policies, procedures, benefits or rewards (collectively, “Terms”), in whole or in part, at any time, as more fully set forth below, even though such changes may affect the value of points already accumulated, the value of the rewards and/or the time for redemption.

By signing up or participating in Fetch Pay, you agree to the Terms, as updated from time to time. Fetch reserves the right to disqualify anyone who has violated any of the Fetch Pay terms and conditions.

The Fetch Pay Program

Fetch owns and operates the Fetch Rewards Program (the “Program”), which enables members to engage and interact with participating brands to acquire points and/or bonus points by, among other things, scanning receipts. Visit [here] for more information about the Program. Fetch Pay offers members another way to earn points (“Points”) by qualifying for and using the Fetch Pay debit card (the “Debit Card”), offered and operated by One Finance (or another financial institution as subsequently designated) (the “Debit Card Provider”). To apply for the Debit Card, please refer to the application information provided to you. In order to earn Points through Fetch Pay, you must be approved for and use your Debit Card and be an active Fetch Rewards Program member. By participating in Fetch Pay after you become approved for a Debit Card, you agree to these Fetch Pay terms and conditions.

Eligibility. Fetch Pay participants must be at least eighteen (18) years of age and must be a resident of the United States. In order to participate in Fetch Pay, the Debit Card Provider must first approve you for a Debit Card. The Debit Card Provider is solely responsible for determining whether to approve you for a Debit Card, not Fetch. Fetch, in its sole discretion, has the right to allow, limit, or restrict participation by corporations, businesses, charities, partnerships, enterprises or any other person or entity. Participation in Fetch Pay is void if prohibited by law in the jurisdiction in which the prospective participant resides. If in any particular state Fetch Pay or Fetch has to apply for any special license, bonding, permit or other governmental regulatory approval, the Program will be void in that particular state.

How to Earn Rewards through Fetch Pay. Subject to these Terms, Fetch will award you one (1) Point for every dollar you spend on your Debit Card. In addition, from time to time, Fetch will award Points through Fetch Pay for engaging in various specified transactions with your Debit Card (“Promotions”). For example, Fetch may offer Promotions where you can earn points for funding your Debit Card, completing your first Debit Card transaction, or using your Debit Card in a certain number of transactions in a specific period of time. Fetch may notify you of Promotions through the Fetch Rewards App, website, email, SMS messaging, or any other means through which Fetch communicates with you. Earning Points through Promotions may be subject to the additional terms and conditions of that Promotion. You may not be eligible for certain Promotions offered to new Debit Card holders if you had a prior Debit Card and cancelled or otherwise became an inactive Debit Card user. Fetch does not guarantee that any Promotion will be available or that it will be available to all Debit Card users or all Fetch Rewards Program members. Promotions may only be available to certain Debit Card users or members, and Fetch reserves the right to cancel or modify a Promotion at any time. If you return purchases on which you earned Points, those Points will be deducted from your Fetch Rewards account. No Points will be awarded for any Debit Card transactions that are invalid or become invalidated. No Points will be awarded for cash withdrawals or cash advances. In the event of any discrepancies, you must contact Fetch within 90 days of the original transaction by emailing support@fetch.com.

In order to participate in the Program and earn Points for using your Debit Card, you agree and authorize Fetch to collect and receive information relating to your transactions from the Debit Card Provider and to further collect, maintain, use, process, and share your information in accordance with Fetch’s Privacy Policy. Only one Debit Card account may earn Points for one Fetch Rewards account. Points earned from a Debit Card cannot be transferred or shared with other Fetch Rewards account. All Points earned through Fetch Pay will be deposited into the Fetch Rewards account associated with that Debit Card.

Points May Be Redeemed for Rewards. Our process for redeeming Points is the same as in our Rewards Program and is set forth in our Rewards Terms.

Expiration or Forfeiture of Points. Any Points you earn through Fetch Pay will expire and/or you may forfeit Points if at any time: (a) you close your Fetch Rewards account, notify Fetch that you no longer want to participate in the Program, or your relationship with Fetch otherwise terminates; (b) your Fetch Rewards account is deemed inactive because you did not do any of the following in a ninety (90) day period: (i) scan, submit, and fully process a receipt for Points using the Fetch services; (ii) redeem any Points for a Reward; or (iii) use your Debit Card in a manner in which you earned Points. After sixty (60) days of inactivity, Fetch will provide you thirty (30) days notice by sending an email or text message to the email address or phone number provided in your Registration Data that your account will be considered inactive and your Points will expire. Prior to the effective account inactivation and Points expiration date, you may prevent your account from becoming inactive and your then currently existing unused Points from expiring by doing one of the following: (A) logging in to your account and successfully scanning and fully processing a valid receipt for Points (with the Fetch Rewards mobile application); (B) redeeming your Points for a Reward; (C) using your Debit Card in a manner that earns Points. While expired Points are forfeited and cannot be recovered, you may reactivate your inactive Fetch account by logging into your account and submitting a receipt (in the Fetch Rewards mobile application) or using your Debit Card in a manner that earns Points. If you reactivate your account, you agree to all the Terms as then currently stated

By participating in Fetch Pay, you agree to allow Fetch to communicate with you about Fetch Pay, your Debit Card, Points, Rewards or anything relating thereto via mail, email, phone, text, in-app notification, external websites and various other channels. Fetch may also use these channels to communicate Promotions, information, and offerings that may be of interest to you. Fetch reserves the right to provide Promotions, Points, or Rewards to some members based on geographic location, Program participation, purchases made, or any other information not prohibited by applicable law. Fetch reserves the right to extend additional benefits and offers to all or any portion of the members at their sole discretion.

You must promptly notify Fetch of any changes to personal information, such as name, address, telephone number and email address by visiting support@fetch.com.

Fetch reserves the right to cancel the Fetch Pay Program, terminate its relationship with the Debit Card provider or switch Debit Card providers such that you can no longer earn Points through the use of a particular Debit Card. In addition, Fetch may terminate your ability to earn Points, invalidate Points earned through Fetch Pay, or take any other action Fetch deems reasonably appropriate, if it determines, in its sole discretion, that use of your Debit Card was fraudulent or you attempt to use your Debit Card to earn Points in a manner that violates these Terms, or your Debit Card is used by an unauthorized user, cancelled, lost or stolen.

You may terminate your participation in Fetch Pay at any time by visiting support@fetch.com. You may stop participating in Fetch Pay but continue participating in the Fetch Program. If you terminate your Fetch Rewards Program account, you will forfeit any and all Points in your account, and you will be ineligible for any offers made to new Fetch Rewards Program participants or enrollees. You can also stop participating in Fetch Pay and/or the Fetch Reward Program and continue using you Debit Card in accordance with its terms and conditions, but if you do so, you will not earn any Points from the use of your Debit Card.

No Liability for Debit Card. You acknowledge and agree that Fetch does not provide and is not responsible or liable for the provision of or management of your Debit Card or any transactions or issues relating to your use of the Debit Card, including any security or privacy issues relating thereto. Your Debit Card is provided by One Finance (or another financial institution), and the Debit Card Provider is solely responsible and liable for any and all issues relating to the Debit Card.

Assignment. You may not assign, delegate or transfer these Terms or your rights or obligations hereunder, in any way (by operation of law or otherwise) without Fetch’s prior written consent. We may transfer, assign, or delegate these Terms and our rights and obligations in our sole discretion.

Indemnification. You agree to defend, indemnify and hold harmless Fetch, its affiliates, officers, agents, employees, and partners arising from or in any way related to any third party claims relating to from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms, your use of your Debit Card, your violation of the rights of a third party, or any negligent acts, omissions or intentional wrongdoing by you. Any such indemnification shall be conditioned on Fetch: (a) notifying you in writing of any such claim, demand, action, cost, liability, loss or threat thereof; (b) cooperating with you in the defense or settlement thereof; and (c) allowing you to control such defense or settlement. Fetch shall be entitled to participate in such defense at its own cost and expense.

Changes to these Terms. Fetch may make changes to or update these Terms for business, legal, or other reasons, and will indicate those changes by updating the Effective Date above. Fetch reserves the right to change or modify any of the terms and conditions contained in these Terms, or any policy or guideline relating to Fetch Pay (including, without limitation, the Privacy Policy at any time and in its sole discretion, including terminating Fetch Pay which may result in expiration of any Points accumulated. Unless otherwise specified, and subject to applicable law, any changes or modifications to our Terms will be effective immediately upon posting of the revisions that are changed or modified, and your continued use of the Services after such time will constitute your acceptance of such changes or modifications.

Questions. If you have any questions regarding these Terms or your use of the Services, please submit a support request or contact us at: 

Fetch Rewards, Inc 
3902 Milwaukee St. #7068 
Madison, WI 53707